Occupation: School social worker
Industry: education
Age: 26
Place: Middle West
My Salary: $ 61,000
My husband’s salary: $ 60,000
Net worth: – $ 99,300 (We currently have $ 15,000 in savings and investments and we owe: ~ $ 90,000 for our house, ~ $ 7,300 for our car (one paid off, one we have a loan), and ~ $ 17,000 in student loans.
Fault: ~ $ 114,300
My paycheck (biweekly): $ 1,404 (after health insurance, tax, pension, etc.)
My husband’s paycheck (2x / month): $ 1,723 (After retirement and taxes.)
Pronoun: You / her / her
Industry: education
Age: 26
Place: Middle West
My Salary: $ 61,000
My husband’s salary: $ 60,000
Net worth: – $ 99,300 (We currently have $ 15,000 in savings and investments and we owe: ~ $ 90,000 for our house, ~ $ 7,300 for our car (one paid off, one we have a loan), and ~ $ 17,000 in student loans.
Fault: ~ $ 114,300
My paycheck (biweekly): $ 1,404 (after health insurance, tax, pension, etc.)
My husband’s paycheck (2x / month): $ 1,723 (After retirement and taxes.)
Pronoun: You / her / her
Monthly expenses
Mortgage: $ 1,082
Car loan: $ 220
Student Loans: $ 500- $ 700 (combined)
Phone: $ 100 (we have a plan with my mom and sister, $ 50 / person per month)
Heater: $ 130
Water: ~ $ 175- $ 210 quarterly
Down payment loan: $ 250 (we paid 10% of our down payment and my dad insisted on borrowing the other half so we didn’t have to pay mortgage insurance. We pay it back through monthly payments to him. We pay more monthly than we would have had Paying for mortgage insurance because we both have really good credit ratings, but that saves us money in the long run.
Car insurance: $ 152
Internet: $ 62
Disney + / Hulu / ESPN: $ 13
Apple Music: $ 10
Household insurance: $ 706 annually
